The housing market in Lusby is diverse, offering options ranging from affordable starter homes to multi-million-dollar waterfront estates. The dominant residential area is the Chesapeake Ranch Estates (CRE), a massive, private subdivision originally designed as a resort community. CRE features private beaches, a man-made lake, and miles of winding roads, and it contains thousands of single-family homes.
Housing in Lusby is generally more affordable than in the Washington D.C. suburbs, making it an attractive option for commuters willing to travel for a lower cost of living and a coastal lifestyle. The market primarily consists of single-family detached homes, with townhouses and apartment complexes available near the town center.