Kerala is home to major enterprises, particularly in finance, jewelry, and healthcare.
* **Financial Services:** The state is a powerhouse for Non-Banking Financial Companies (NBFCs) and regional banks. Notable headquarters include **Muthoot Finance**, **Manappuram Finance**, **Federal Bank**, and **South Indian Bank**. * **Retail & Gold:** Kerala-born jewelry giants like **Kalyan Jewellers**, **Malabar Gold and Diamonds**, and **Joyalukkas** have a massive global footprint. * **Manufacturing & Tech:** **V-Guard Industries** (electrical appliances) and **KSE Limited** (animal feed) are headquartered here. While tech giants like **TCS**, **Infosys**, and **Cognizant** are not headquartered in Kerala, they are among the largest private-sector employers in the state's IT parks.
